Service / Best Rates / Lowest Closing Cost.
Sac Town Mortgage is approved with country top 20 Wholesale Lenders. It gives us the advantage to shop the best mortgage interest rate and closing cost for your loan. Every day we beat interest rates from major banks and credit unions. Wholesale lenders rates are 0.25 to 0.5 point less than the retail banks. We provide lender credit towards closing cost thus help yours bottomline. Our secret is we have minimize our business overheads and expenses. Which means you get the best deal available in the market without any junk fees in the closing cost.
Sac Town Mortgage have been in the business for last 14 years and helped over 2800 happy customers in the Sacramento area. Being small mean flexible, personal and quick decision. Not like with major bank where your file get lost. Major bank does not care as it doesn’t affect them if your will did not close in time or worse your loan did not approved at all. With us you are priority. Your referral is our bloodline. You always talk to Loan Broker. You will get response the same day. We do not have layer of management to get you a straight quick answer.
Our Guarantee: If we cannot beat or compete with any Loan Estimate we give $500 to you at the closing. Being flexible means if you are busy with your work, we come to you and get all application and disclosures signed at the comfort of your home.